Customer Privacy Policy Notice

Rev. 06/2012

FACTS

WHAT DOES GRANTS STATE BANK
DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income
• Account balances and payment history
• Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

 

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Grants State Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Can you limit this sharing?

Does Grants State Bank Share?

 

For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

 

For our marketing purposes —
to offer our products and services to you

Yes

No

 

Yes

No

 

For our affiliates' everyday business
purposes — information about your transactions and experiences

No

We don't share

 

For our affiliates' everyday business
purposes — information about your creditworthiness

No

We don't share

 

No

We don't share

 

No

We don't share

 

Questions?

Call 505-285-6611 or go to www.grantsbank.com

 

GRANTS STATE BANK

 

How does Grants State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

How does Grants State Bank collect my personal information?

We collect your personal information, for example, when you

• Open an account or deposit money
• Pay your bills or apply for a loan
• Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 

Why can't I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates' everyday business purposes — information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Grants State Bank does not share with our affiliates.

 

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Grants State Bank does not share with nonaffiliates so they can market to you.

 

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Our joint marketing partners include:
  
  The Independent Bankers Bank (TIB) - Credit Card provider
  
  First National Bank of Durango (FNBD) - Conventional Mortgages